Loan Rates Savings and Checking Accounts Certificate Rates Fee Schedule
| LOAN RATES | |||
Auto | |||
| Term | APR | ||
| 60 months/5 years or less | New and Used 2023-New | 4.50% | New Autos - 110% of dealer sticker |
| 72 months/6 years or less | New and Used 2023-New | 5.00% | Vehicles titles less than 90 days |
| 84 months/7 years or less | New and Used 2023-New | 5.50% | Vehicles under 5,000 miles |
| 96 months/8 years or less | New and Used 2023-New | 6.25% | |
| 60 months/5 years or less | Used 2019-2022 | 5.50% | Used Autos - 100% of NADA Retail or existing refinance balance |
| 48 months/4 years or less | Used 2018-older | 6.00% | |
Boat, RV, Motorcyle | |||
| Term | APR | ||
| 60 months/5 years or less | New and Used 2023-New | 5.25% | |
| 72 months/6 years or less | New and Used 2023-New | 5.75% | New - 100% of Dealer Sticker |
| 84 months/7 years or less | New and Used 2023-New | 6.25% | Used - 100% of NADA Retail |
| 96 months/8 years or less | New and Used 2023-New | 7.25% | |
| 60 months/5 years or less | Used 2019-2022 | 6.25% | |
| 48 months/4 years or less | Used 2018-older | 6.75% | |
Signature (Unsecured) | |||
| Term | APR | ||
| 36 months/3 years or less | 9.99% | $5,000 minimum | |
| 48 months/4 years or less | 10.49% | $10,000 minimum | |
| 60 months/5 years or less | 10.99% | $15,000 minimum | |
100% Shares Pledged | |||
| Term | APR | ||
| 60 months/5 years or less | Regular Shares | 2.00% | RBL does not apply |
| 60 months/5 years or less | Certificates | 2.00% | TCD over current rate, matching term |
Visa Classic | |||
| Fixed Rate Home Equity | 180 months or less | Call for Quote | |
| Home Equity Line of Credit | 180 months or less | Call for Quote | |
| First Mortgage Loans | For Current Mortgage Rates click on the link below: | ||
| Rates are quoted "as low as". They may not apply to every borrower. | Click Here >>>>>>> | ||
| Rates include a 1/2 discount for payroll deduction/automatic transfer and will be adjusted based on credit history. | |||
HELOC | |||
| Term | APR | ||
| 15 Yrs or Less | >70% LTV | 5.99% | AVM or Tax Assessed |
| 71 - 90% LTV | 5.99% | Residential Eval | |
| 91 - 100% LTV | 5.99% | Full Appraisal | |
| RBL does not apply | |||
Home Equity | |||
| Term | APR | ||
| 10 yrs or less | >70% LTV | . + .50% | AVM or Tax Assessed |
| 71 - 90% LTV | . +1.00% | Residential Eval | |
| 91 - 100% LTV | . +1.50% | Full Appraisal | |
| 15 yrs or less | >70% LTV | . + .75% | Residential Eval |
| 71 - 95% | . +1.75% | Full Appraisal | |
